Phone: 586.588.9868
NMLS: 162796
Email: TNT@RossMortgage.com
Tim & Trisha are available to assist you:
- Five-star customer service,
- Great rates and on-time closings,
- 20+ years assisting clients with their home financing needs!
Thank you for the opportunity to earn your business.
About
Tim Pascarella is a mortgage industry executive with more than 20 years of experience in residential lending, loan origination, and organizational leadership. As President of Ross Mortgage Corporation, Tim has helped guide the company’s growth, expand its market presence, and strengthen its reputation for serving homebuyers and communities.
Throughout his career, Tim has combined hands-on mortgage experience with strategic leadership. His background as a longtime mortgage loan originator gives him a practical understanding of the home financing process, the needs of borrowers, and the challenges mortgage professionals face. Over more than two decades in mortgage lending, Tim has personally helped countless individuals and families navigate financing and achieve their homeownership goals.
Mortgage Lender Reviews
There aren’t enough thank you’s in the . . .
01/01/2026 by Jacob and Lauryl B.
Trisha was so quick to respond to my plethora of questions and made us feel in the loop and for the entire home buying process. Buying our first home was a daunting experience at first but that changed once we realized we were in good hands! Thank . . .
Fabulous team !! Would not have been . . .
09/30/2025 by Shanta F.
Thank you so much Trisha and Tim and the rest of your team.
Team Pascarella, Tim, Trisha, and . . .
12/22/2024 by Paul K.
Having purchased multiple homes over the last 20 years, I wouldn’t go anywhere else for my mortgage needs!
Positive, smart, creative energy comes . . .
11/17/2024 by Lauren E.
I’ve had pleasure of knowing and working with Tim for the last 4 years and every time we talk I leave inspired and energized.
Tim and Trisha were absolutely great to . . .
11/09/2024 by Brian H.
My wife and I are both small business owner so things get a little more complicated and they made the process smooth and stress free. I would recommend Ross Mortgage and especially Tim and Trisha to anyone looking for a smooth process.
HIGHLY recommend Tim Pascarella and Ross . . .
10/26/2024 by Rikki P.
Location: Michigan
Such a knowledgeable staff, great communication, friendly and very reliable! I always turn to Ross Mortgage for all of my financing needs.
Ross Mortgage is phenomenal.
09/12/2024 by Joe W.
Tim Pascarella is the best in the business. I’ve had the pleasure of working with him and found his energy and enthusiasm + knowledge and experience to be the perfect blend for any borrower.
5 Stars
08/29/2024 by Christine H.
Do you want to close your mortgage on time with experts?! Call Tim, Trisha
Had the best experience working with . . .
06/12/2024 by Kendall C.
Betsy connected me with Trisha who was quick to respond and helped me with all my questions and got me to the finish line! Appreciate all their work!!
5 Stars
06/04/2024 by Ron R.
I’ve worked with Ross Mortgage and Tim Pascarella for 20 years and they have always been an amazing resource for me, my family, and friends. I proudly recommend them.
Home Loan Programs
Purchase
LoanPeople offers fast closings for purchase loans with constant communication to all parties throughout the loan process. We are grateful to serve you.
Refinance
Reasons to refinance: reduce rate and/or loan term, remove mtg. insurance (PMI), receive cash back for debt consolidation and home renovation.
FHA & USDA
LoanPeople offers incredible rates for government loan options including: FHA, USDA, and VA. Fast closings for purchase and refinance home loans.
Conventional
Conventional loans are the most common loan type in the U.S., offering low rates and fast closings for purchase and refinance home loans.
VA
VA loans offer 100% financing for veterans, servicemembers, and surviving spouses, with sufficient entitlement.
MSHDA
Approved lender for MSHDA down payment assistance programs. Reach out to get started!
Investor
LoanPeople offers investment property loans for borrowers with more than 20 financed loans. Purchase and refinance.
Jumbo
LoanPeople offers a wide array of jumbo products for purchase and refinance loans with higher home loan amounts.
Jumbo Investment
LoanPeople offers jumbo products, including for investment properties. Great rates, on-time closings.
Asset Qualifier
Loan products for customers using assets toward qualifying income calculation. Purchase and refinance loans.
Close in LLC
LoanPeople offers financing options for closing in an LLC. More products, more solutions, close on time. Purchase and refinance.
Non-QM
Non-QM loan products available for out-of-the-box financial situations. Purchase and refinance loans.
DSCR
Debt-Service Coverage Ratio (DSCR) products use rental income for loan qualification. Purchase and refinance.
Condos
In-house condo underwriting streamlines the loan process for condos new, old, and everything in-between.
Non-Warrantable
Loan options for non-warrantable condominiums with a smooth process for customers, agents, and developers.
Buy Before You Sell
Qualify for a new home loan with a guaranteed offer on your current residence.
2nd Liens
Wide range of options for transactions in need of a second loan balance.
Bank Statement
Loan products for transactions using bank statements to fulfill documentation requirements.
ITIN & Foreign National
Loan products for borrower(s) with ITIN and foreign national residencies.
Renovation
Home loan products for Conventional, FHA, VA and more reno solutions.
Community Lending
Participating Lender. We have experienced operations staff for this program!
Divorce Loans
Simple process using equity to “buy out” one party’s interest. Helpful in most divorce situations.
HELOC
Tap home equity for home repairs, education costs, debt consolidation & more solutions!
Manufactured Homes
Delegated UW products for manufactured home loans.